re: Student-Loan Delinquencies Now Surpass Credit Cards

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So far YTD (and I know I need to make some changes on this, and some will come back to me), I've had over $16,000 withheld in Medicare, SS, Fed and State taxes.

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If you've had that much deducted from your paychecks YTD, then you should be able to pay off your student loans quickly. It sounds like the student debt is not your problem but rather your lifestyle and financial situation because it appears as though you make enough to be able to bear down and pay off the student loans. But then again, I don't know you or your financial situation and my comments are merely an assumption based on your stated situation so don't take it as an attack or whatnot.

If you don't mind me asking, How much do you have in student debts, other debts (credit cards, car loans, etc.) and how much is your yearly income before and after all deductions? I'd also imagine if you have that much being deducted you also have portions of your paycheck being directed towards contributions for a 401k.