re: IRA early withdraw to fund another. (Update)

quote:

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If I have the following facts right, stop and do a little investigation before making a decision:

1. Wife's company usually matches "a high amount" of employees 401(k) accounts but did not match at all in 2012..

2. "Last week" the company announced they will match up to 15k of any contribution for the remainder of the year.

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I wonder about this as well. Your hypothesis that the company is borrowing from future benefit obligations could be correct. It is hard to say for certain, but it does bear closer scrutiny.

Maybe she could make a small deduction and wait to make sure it is received by the 401 administrator reasonably timely before doing more.