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Message
Is it still possible to get 0 down payment financing for..
Posted on 9/27/12 at 2:41 pm
Posted on 9/27/12 at 2:41 pm
first time home buyers in Louisiana? If so, how?
Posted on 9/27/12 at 3:08 pm to emcee422
USDA or RD loans are the only way and you dont have to be a first time home owner for that program but there are income restrictions and location restrictions
Posted on 9/27/12 at 3:50 pm to emcee422
usda/rd loans are the best in the state.
you can finance 100% plus what to the table with no out of pocket expense, well the only expense you pay will be the cost of the appraisal.
if u make less than 74,500 and have a 640 score and above,debt ratio ok plus looking outside of BR and some parts of BR are eligible, you're good to go, call me 225.291.7901 x 224
you can finance 100% plus what to the table with no out of pocket expense, well the only expense you pay will be the cost of the appraisal.
if u make less than 74,500 and have a 640 score and above,debt ratio ok plus looking outside of BR and some parts of BR are eligible, you're good to go, call me 225.291.7901 x 224
Posted on 9/27/12 at 4:56 pm to emcee422
I can't understand how any lending institution can be dumb enough to make a loan to someone who can't at least save up for a 5% down payment.
Posted on 9/27/12 at 5:43 pm to notiger1997
quote:
notiger1997
quote:
I can't understand how any lending institution can be dumb enough to make a loan to someone who can't at least save up for a 5% down payment.
RD isn't Freddie Mac or Fannie Mae, bro. Do some research into the program before you crack on USDA. Good program run by sound principles in the UW process that are typically more stringent than normal.
Posted on 9/27/12 at 6:10 pm to GFunk
I understand a little about the programs, but I just think on a matter of principle, people should be able to save a little money before taking out a home loan.
No big deal.
No big deal.
Posted on 9/27/12 at 6:44 pm to emcee422
Nobody going to mention the obvious?
Op- find a good deal one one and you won't put anything down.
Op- find a good deal one one and you won't put anything down.
Posted on 9/28/12 at 7:44 am to I Love Bama
If you are a veteran you can get a VA loan with no money down.
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