re: The reoccuring question.. should I pay off my mortgage?

As everyone said the specific details of the situation make a difference, but as for rules of thumb, I'm starting to think that paying off the mortgage makes better sense. On paper many folks can beat the interest rates, but I think most don't because they don't put forth the proper time/effort. If you have better investment vehicles or are willing to put the time in great, but for most people who don't do that, I think paying off the mortgage faster, is a better bet.