re: Rear ended (I'm a moron)

Some guy ran into my wife's car a couple of blocks away from my house. I went down there and this guy was telling me he just got out of prison and is on probation, didn't have insurance or registration, and he was just test driving the car. He said he worked at a body shop and would fix it. I said I wasn't interested and called the cops and they wrote him up and impounded his car. I could tell the guy was a POS. Saw his name in the arrest reports last year for breaking into cars.

I also got rear-ended a few months ago by a teenage girl, and could tell they had money, so I took a buch of pictures, got her info, and talked to her parents on the phone at the scene. Also had her text me a summary of what happened in case it came back to bite me. Got an estimate and her dad cut me a check with no issues.

You're always taking a chance by not calling the police, but sometimes it works out.