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What type of car insurance coverage do you carry?
Posted on 6/13/12 at 9:27 am
Posted on 6/13/12 at 9:27 am
I currently have 25/50/25 $500 deductible
$0 glass deductible
$30 day rental reimbursement
25/50 uninsured motorist
Both of my vehicles are worth less than 15k.
Is this too much insurance, or should I carry this for repairs to vehicles I damage if I'm liable.
A friend of mine had 100k car insurance and I told him he is lawsuit bait.
$0 glass deductible
$30 day rental reimbursement
25/50 uninsured motorist
Both of my vehicles are worth less than 15k.
Is this too much insurance, or should I carry this for repairs to vehicles I damage if I'm liable.
A friend of mine had 100k car insurance and I told him he is lawsuit bait.
3
Posted on 6/13/12 at 9:31 am to flip82lsu
quote:
Is this too much insurance, or should I carry this for repairs to vehicles I damage if I'm liable.
A friend of mine had 100k car insurance and I told him he is lawsuit bait.
A) You can get sued no matter what your limits are.
B) Are you seriously asking if you are carrying too much insurance at 25/50/25 limits? Personally, i'd never carry less than 100/300/100. It'll probably cost you $8 a month to double your limits.
Posted on 6/13/12 at 9:33 am to flip82lsu
The value of your car has no bearing on what limits you should carry.
Your liability and UM limits have nothing to do with your vehicle's value.
Bump them up. 100CSL or higher if you have any assets or expect to have any in the future.
Your liability and UM limits have nothing to do with your vehicle's value.
Bump them up. 100CSL or higher if you have any assets or expect to have any in the future.
Posted on 6/13/12 at 12:15 pm to flip82lsu
I carry 100/300/100
$0 glass ded
$1,000 ded
No UM frick YOU CHAD
$0 glass ded
$1,000 ded
No UM frick YOU CHAD
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