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re: Re It's "immoral" to strategically default on one's mortgage
Posted on 12/14/11 at 11:30 am to Poodlebrain
Posted on 12/14/11 at 11:30 am to Poodlebrain
quote:
the question that I ask myself is what causes the least harm?
So you believe individual actions should be judged on what causes the least collective harm?
quote:
Running American Airlines into the ground does not benefit anyone.
I'd say it benefits the creditors that continue to get paid in the interim.
quote:
It just delays the pain. If the company can be saved, then the damage to all parties can be reduced. The issue is how to spread the pain equitably.
As mentioned earlier in this thread, it doesn't seem like the "least harm" is having a taxpaying citizen trapped in a negative equity situation, greatly reducing his labor mobility and increasing the stress on him and his family.
2
Posted on 12/14/11 at 12:05 pm to Tiger JJ
quote:
So you believe individual actions should be judged on what causes the least collective harm?
Isn't that one of the fundamental concepts of ethics - the idea that you owe a duty not to needlessly cause harm to others?
Posted on 12/14/11 at 2:38 pm to Tiger JJ
quote:
As mentioned earlier in this thread, it doesn't seem like the "least harm" is having a taxpaying citizen trapped in a negative equity situation, greatly reducing his labor mobility and increasing the stress on him and his family.
That's what makes it difficult to judge the actions of those who elect to default. There are clear cut cases where default is the right thing to do. There are also cases when it is clearly unnecessary. The difficult cases are those with unique circumstances that are only known to person making the decision. How can you judge them when youo do not know their motivation?
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