Transaction Infraction: How Bank Practices Increase Overdraft Fees

Ms. Gutierrez could have used a credit card and avoided all that by keeping a better record of her bank transactions, spending less, or maintained a higher demand deposit balance. I don't get consumers' love of debit cards, especially if they maintain low balances subject to easily becoming overdrawn. A law suit over mismanaging her own money, what's next?

As an offset I went into a Wells Fargo branch Friday and discussed something with them and they credited my account $11 and gave me a better rate on something else. If you maintain a PMA account with them you get 100 stock trades for free with WellsTrade, that's a good value these days. Two way street.