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Started By
Message
re: Need to Start Investing
Posted on 4/21/11 at 8:36 pm to nolanola
Posted on 4/21/11 at 8:36 pm to nolanola
quote:
Establish an emergency cash fund to cover 6 - 9 month of expenses, Roth IRA - Index ETF.
I'd also recommend seeing a fee-based financial planner to assess your situation and assist you in developing a plan. So many variables to consider age, risk tolerance, family commitments/life insurance.
Although I do have more than 6-9 months of emergency cash in the CD - that is what it is there for. I will check into the IRA instead.
What sort of firm do I go to for this? Are these Edward Jones places legit, Merrill Lynch?
2
Posted on 4/21/11 at 10:23 pm to nolanola
quote:
Are these Edward Jones places legit,
\
the only thing they are good for is money market funds.their annual fees for roth iras are ridiculous and their loads and expense ratios are outrageous.go with VANGUARD.
Posted on 4/26/11 at 7:51 am to nolanola
quote:
Are these Edward Jones places legit, Merrill Lynch?
I wouldn't go by the name on the building but by the name on the office. I would get educated on different investment but be smart enough to pay someone that deals with that everyday.
Ask people you know who they use and if they would recommend them. And one key word for you "DIVERSIFY"
Good luck
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