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Message
re: 401K???????????
Posted on 9/28/09 at 3:33 pm to SinksEveryConference
Posted on 9/28/09 at 3:33 pm to SinksEveryConference
First, I would like to congratulate you on your fiscal responsibility thus far. You have saved more than most people your age, but that is no reason to slack off.
What the two previous guys said.
Also unless you really have a need, stopping your contributions is a bad idea. That extra money is like an addiction and once you get it, you will never want to give it up.
At your age, there's probably no reason to stop contributing. Save those years off for when you have a sick kid, or need to pay for their college. I am sure you don't want to be working until you are 70 because you didn't save enough for retirement. Especially if it was just to have some extra money to blow in your 20's.
You will probably never have an easier time saving money than you do now, so seize the opportunity.
What the two previous guys said.
Also unless you really have a need, stopping your contributions is a bad idea. That extra money is like an addiction and once you get it, you will never want to give it up.
At your age, there's probably no reason to stop contributing. Save those years off for when you have a sick kid, or need to pay for their college. I am sure you don't want to be working until you are 70 because you didn't save enough for retirement. Especially if it was just to have some extra money to blow in your 20's.
You will probably never have an easier time saving money than you do now, so seize the opportunity.
Posted on 9/28/09 at 3:43 pm to TheHiddenFlask
quote:
You will probably never have an easier time saving money than you do now, so seize the opportunity.
The irony of being young is you also have an easier time spending money. When I was younger I wouldn't think twice about going out on a Friday night, blowing my entire paycheck, and then barely scraping by the next 2 weeks.
Posted on 9/28/09 at 3:55 pm to TheHiddenFlask
Well I think I will take all of your advice. I thought this may not be a bad idea but when you break it down! I will just have to buckle down a bit more, which means maybe a 6er instead of a case damn kids!!!!!!!!!! spending all my money, but I love em!
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