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Need to refinance condo

Posted on 4/17/26 at 8:40 am
Posted by CajunInFL
New Orleans, LA
Member since May 2007
2089 posts
Posted on 4/17/26 at 8:40 am
Long story short, need to refinance my condo in NOLA. It was warrantable at first, but is now.

I’ve seen rates of 6.75 and 6.625.

Is there an easy way to shop for a better rate?

Thanks
Posted by SalE
At the beach
Member since Jan 2020
3103 posts
Posted on 4/18/26 at 3:57 pm to
You know, about 15 years ago I took out a mortgage on a property in Mobile...6.26% and was happy with that...never re fied due to the amount was too low for anyone to deal with.
Posted by LemmyLives
Texas
Member since Mar 2019
15584 posts
Posted on 4/18/26 at 7:13 pm to
I don't know if you need title insurance to refi on Louisiana, but in Texas it sure explodes closing costs on a refi. Refis are never "free," they're getting the fees back somehow.
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