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Started By
Message
Should I lock in my rate?
Posted on 10/16/25 at 5:07 pm
Posted on 10/16/25 at 5:07 pm
As of now I have a PAR rate of 5.62 and my monthly note will be around $2600.
Do y’all think interest rates will drop any more anytime soon? I’m ready to close this thing out.
Do y’all think interest rates will drop any more anytime soon? I’m ready to close this thing out.
3
Posted on 10/16/25 at 5:42 pm to WHS
Lock it in. 10-year treasuries will still jockey for position against Powell's 1-foot in, 1-foot out approach (Hawkish/Dovish hybrid tone from that clown) to maybe a whopping 50 total basis pts lowering before 12/31/25...so just lock that 5.6 in now imo.
This post was edited on 10/16/25 at 5:44 pm
Posted on 10/16/25 at 6:01 pm to WHS
Lowest 10 year all year I think. Yeah lock it you close in the next week or two
Posted on 10/16/25 at 8:48 pm to WHS
Who is your lender if you don't mind me asking and what type of loan? I just refinanced from almost 7 percent to 5.75 on a VA loan through GMFS.
Posted on 10/16/25 at 9:07 pm to GeauxTigers1983
We are going with GMFS as well and went with an FHA loan.
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