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re: HSA - Minimum balance requirement question
Posted on 5/13/24 at 10:59 am to Lazy But Talented
Posted on 5/13/24 at 10:59 am to Lazy But Talented
quote:crunch the numbers i bet your paying more with the low deductible.
I am on a low deductible plan without the ability to contribute to an HSA. Between how much I racked up from an unexpected hospital visit and us planning for a baby this year, we decided to change.
1
Posted on 5/13/24 at 6:55 pm to CarRamrod
quote:
crunch the numbers i bet your paying more with the low deductible.
Yeah there is typically a very small window where employer low deductible plans are worthwhile in my experience. Something like anything under $16,000 is better with HDHP, $16-$20k is better with low deductible, and anything above $20k it wouldn’t matter. Obviously that varies with each plan but that’s been around my experience.
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