re: If trump wins I think housing rates will drop

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If trump wins I think housing rates will drop

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Rates are up because the Fed is trying to fight inflation, that inflation is being fed by consumers and the federal government continuing to create Dollars through historic levels of debt. Simply changing Presidents isn't going to change that reality, policies will have to be put in place (read: austerity) and those will need time to take effect before rates come down (or the economy starts going to shite, you don't drop rates when inflation is still high, especially when it's high and rising).