re: 1 out of 4 bachelor degrees and nearly half of masters degrees have a negative ROI

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I think it has more to do with a lack of interest.

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In trade jobs? There's a reason for that (they often suck and destroy your body)

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You’re seeing some young people crossing in and getting some of these jobs,

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There is a dumb cultural move and they're being sheep. The ones who can do other stuff will ultimately change paths.

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I don’t think it’s an intelligence issue,

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In terms of running the business v. being labor is 100% intelligence-related.