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re: In the market for a house...
Posted on 5/8/24 at 10:45 am to jlovel7
Posted on 5/8/24 at 10:45 am to jlovel7
Stay in the townhome until rates go back under 5%. Most likely 1-2 years out as inflation is still not going down as anticipated. Keep plugging away at your 401k and HSA as you seem to be in 20-30s. Your money has longer to compound and will be the backbone of your retirement.
When you’re ready to buy, look at FHA loans as well as private. 5% down with PMI might be better than FHA PMI as PMI rules have changed with FHA loans and might be more expensive over the life of the loan.
When you’re ready to buy, look at FHA loans as well as private. 5% down with PMI might be better than FHA PMI as PMI rules have changed with FHA loans and might be more expensive over the life of the loan.
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