re: Is a car purchased from a used car lot lower when paid for by cash rather than financed?

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I have bought a lot of cars in my life so here is my experience…financed when young ..cash when older…

First you are asking about the price set at the sale not total …. Ie financing…. second you are talking about a used car lot generally not a big dealership.

They generally make money from the sale and often outsource the financing.. and as op said you do not want to finance through them… so cash purchase is interesting to them ( unlike a dealership where the car is just a means for the corp …GMC…to sell you a loan)

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Yes, I prefer to deal with a small well maintained used car lot . I have no interest in buying from a dealership and going through their song and dance drivel between the sales consultant and the invisible sales manager nor do I want to shop from a cluttered muddy lot with a bunch of raggedy cars stacked up .

I will be assisting my daughter with a payment for a car for my grandson. She has limited funds and I will cover most of the purchase price. Within certain range we can pay cash for the vehicle. My daughter has only a fair credit scored due to some financial issues caused by a former husband. I am trying to help her avoid financing if we can buy a car for cash within our range and I am just wondering whether a cash sale has any affect on the ultimate price. I am aware that dealer financing will add to the ultimate total amount paid but that might be her only option if financing is needed. So I was just inquiring whether the seller would find it better to to receive the total money in hand as opposed to the uncertainty of whether the buyer would make payments on time for 3 to 4 years