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re: Have you ever personally known anyone who caused an accident as an uninsured motorist?
Posted on 4/21/24 at 11:32 pm to Evil Little Thing
Posted on 4/21/24 at 11:32 pm to Evil Little Thing
quote:
How does this happen if the other person was uninsured? Was it in another state (besides LA)? It’s bullshite in any state, to be clear. I just don’t understand how the insurance company let it happen.
Yes different state. INS company just didn't want to spend the time/money on fighting his sketch lawyer.
I was legit at fault so not sure it matters if he had insurance or not. Not sure if that is needed/matters in LA if you are the one being hit.
1
Posted on 4/21/24 at 11:41 pm to Tasseo
quote:
Yes different state. INS company just didn't want to spend the time/money on fighting his sketch lawyer.
I was legit at fault so not sure it matters if he had insurance or not. Not sure if that is needed/matters in LA if you are the one being hit.
That makes sense (though it’s still completely shitty). Louisiana is a “pay to play” state. If we cause an at-fault wreck with an uninsured person, that person can’t recover damages from our insurance. There are some exceptions, but it prevents some bullshite like what you experienced. We still have the highest rates vs. income in the country, so I’m not sure how much good it’s doing.
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