re: How Many of You Make Enough to "Live Comfortably "?

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And it's certainly not a struggle if you're able to put away that much. It takes most people several years to achieve that.

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You know what I mean on the struggle there though. I don't want to mess with the house money but I still want to spend like I am keeping it available. I don't have a lot laying around right now until I can get the house built and under a mortgage.

Even then, the 50/30/20 rule is a rough metric these days. If you make 104k a year, bringing home roughly 1400ish a week or 6k a month. the 50/30/20 rule would hit you as follows:

50 on needs:
- 1500-2k mortgage
- 750 car payment
- 125 a month for car insurance
- 500 a month on groceries
- without insurance as consideration, you are out of your 50% now and that is pretty conservative numbers these days. this means that you make up for it on the 30% wants or the 20% saving.

- 20% savings looks around1200 a month into savings which would take you nearly a year to save up a 3 or 4 month emergency fund.

I would think it would be tough to live on 80k a year by yourself now, even in cheaper rural areas.