re: Squirrels chewing wires in vehicles.

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Um, not file a fraudulent comp claim for starters. Squirrels chewing through wires is not covered under any first party policies.

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Welp, this is completely wrong.

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Plus it's $2500. Who the hell would even think to file a 1st party insurance claim for only $2500 engine wire work minus your deductible.

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People who have comprehensive coverage. It’s literally what it’s there for. Plus it’s a comp claim (same as windshield replacement). Why wouldn’t you file it?

Edit: And just so you don’t come back with a dumbass retort, here is a link to Allstate saying that it’s covered under comp Allstate.