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re: Did y'all catch Dave Ramsey rip George Kamel apart over withdrawing 4% from retirement?
Posted on 4/6/24 at 10:27 pm to urinetrouble
Posted on 4/6/24 at 10:27 pm to urinetrouble
quote:
agree with the other poster about 15 year mortgages not being realistic in the current environment, but his 25% of after-tax is a good guideline.
25% of after tax on a 30 year mortgage is perfectly reasonable for a first time home buyer in this market.
Another example about how his No credit card debt makes sense, but everything else he says does not
1
Posted on 4/7/24 at 8:21 pm to LSUFanHouston
1) It seems like George's video was talking about FIRE related retirement and how you needed a 3% withdrawl rate to be safe on the FIRE plan. He wasn't really talking about regular retirment.
2) I don't like Dave's investment or withdrawl advice in general.
3) I do think Dave is a great resource for people with bad financial skills. I think he is good for society overall. But this board is probably 90% personal finance junkies, so his stuff would be overly simplistic. But I don't get the Dave hate from people.
4) I do understand why he sells a one size fits all approach. He is like AA for personal finance.
2) I don't like Dave's investment or withdrawl advice in general.
3) I do think Dave is a great resource for people with bad financial skills. I think he is good for society overall. But this board is probably 90% personal finance junkies, so his stuff would be overly simplistic. But I don't get the Dave hate from people.
4) I do understand why he sells a one size fits all approach. He is like AA for personal finance.
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