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re: Did y'all catch Dave Ramsey rip George Kamel apart over withdrawing 4% from retirement?

Posted on 4/4/24 at 10:27 am to
Posted by dragginass
Member since Jan 2013
2783 posts
Posted on 4/4/24 at 10:27 am to
I still like DR, but indeed this is one of the 2 biggest gripes I have with him.

1. Mysterious 12% returns on mutual funds year after year is disingenuous.

2. Always telling people Roth over 401k. The pre-tax/after-tax math is a wash, assuming tax rates stable. Reality is you need both, but I hate the way he frames it.
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