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re: Give me scenarios where whole life/VUL would be a good idea to own
Posted on 3/20/24 at 2:13 pm to meansonny
Posted on 3/20/24 at 2:13 pm to meansonny
quote:
Is the stated goal to claim a death benefit on a term life insurance policy?
Or is the goal for an insured to outlive a term life insurance policy?
It could be both. You are buying term for the "what if" not necessary the "what will be."
You don't think that life insurance companies love selling Term for the fact that it's a money maker for them?
Serious question.
This post was edited on 3/20/24 at 2:16 pm
3
Posted on 3/20/24 at 2:48 pm to La Place Mike
quote:
You don't think that life insurance companies love selling Term for the fact that it's a money maker for them?
I'm pretty sure everything they sell is profitable for them.
WL must be more profitable because they push the shite out it.
Posted on 3/20/24 at 3:13 pm to La Place Mike
quote:
You don't think that life insurance companies love selling Term for the fact that it's a money maker for them?
Serious question
By definition, everything they sell is a money maker.
Insurance companies pay the highest commissions on whole life and annuities.
Which do you believe is the money maker and which do you believe helps keep the lights on?
Posted on 3/20/24 at 8:25 pm to La Place Mike
quote:
You don't think that life insurance companies love selling Term for the fact that it's a money maker for them? Serious question.
You seem to imply that whole life isn’t a massive money maker too.
Insurance companies don’t sell any insurance where they lose money, so let’s move on from the absurdity of that argument.
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