re: My wife and I invested $700K at the end of 2021 — but after 2 years, we were down $35K

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S&P has beat both of those handily so you are better off just investing in the market and not paying Eddie

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I have no idea what invest in the market means outside of having an E*trade account and buying stocks. I thought that is what I was doing by having a 401k and a Roth with EJ.

I’m down like 80% on my E*trade account that I tried to buy stocks in so I’m not doing that shite again. I rode DWAC and AMC up and didn’t take profits so now I’m way down. Thats the main reason I don’t mess with this shite and just let someone else handle it.