re: SS and retirement benefits tax question

quote:

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In the scenario that he passes first does she also get her SS or is that nullified by his pension which is higher?

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It is currently penalized, so it gets reduced depending on the RR pension and the potential SS payments. Also, SS office is known to screw up for the first year and pay a full amount only to ask for some of it back, if they miscalculated the SS amount. I had a mom that had a pension, my dad passed and he had a larger SS payment. The first year they paid her the full amount and then came back and said her amount should have been less and asked for the previous year back in reduced future payments.