- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Credit scores decrease for the first time in a decade; borrowers fall behind on payments
Posted on 3/7/24 at 12:11 am to WPBTiger
Posted on 3/7/24 at 12:11 am to WPBTiger
I can’t figure out credit scores. I can’t get above 800 no matter what and have been checking it for years. Been between 770 and 780 for years.
This post was edited on 3/7/24 at 12:13 am
4
Posted on 3/7/24 at 2:01 am to Rize
Sorry Bro you haven't made the 800 club like most of us here. 
Posted on 3/7/24 at 12:26 pm to Rize
quote:
I can’t figure out credit scores. I can’t get above 800 no matter what and have been checking it for years. Been between 770 and 780 for years.
I think 2 of the 3 credit score agencies only go to 800 while 1 goes to 850.
Posted on 3/7/24 at 12:36 pm to Rize
quote:
I can’t figure out credit scores. I can’t get above 800 no matter what and have been checking it for years. Been between 770 and 780 for years.
All 3 bureaus rate up to 850. If you're locked in the upper 700s it may be that you aren't using enough different kinds of credit (note: that's not the amount of credit), you may not have a long enough credit history (seven years is the bar), there may be some old (and/or false) claim you need to clear up, etc.
Posted on 3/12/24 at 11:55 am to Rize
quote:
I can’t figure out credit scores. I can’t get above 800 no matter what and have been checking it for years. Been between 770 and 780 for years.
On each credit report (whether it scores or not), it lists the 5 factors most impacting your score.
The first factor affects your score the most.
Second factor is second most.
What is listed on your credit report?
Fwiw, even if you have an 850 credit score you will still get a list of the 5 factors most negatively impacting the score (almost zero impact of course).
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News