re: Considering a career change...

quote:

---

Wait you think insurance needs are far more important than utilizing investing to build wealth? You can’t possibly believe this given that one makes the other unnecessary.

Paying for protection that may never be necessary versus building protective wealth. And “why not both”?

---

Good point, I mean more in terms of pushing stocks or funds and building a book or selling for a fund when they could be buying ETFs themselves. Funds try to hit a benchmark (and rarely do) when the ability to buy said bmk without management fees has been avaialble since I've been in this business. I probably would have done well selling, but this hit me early in my career (00s) and never left. Ive always seen insurance a little different because it can help protect wealth or the living for those for those that didn't make great choices throughout.

No reason I shouldn't do both if the opportunity presents itself, but the demographics that have little representation is growing rapidly (lower income and aging)...and easier to get in front of those people. Also, if I re-register with my nasd license, conflicts of interest come into play w my existing employer.