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re: Louisiana insurance rates

Posted on 2/27/24 at 11:54 am to
Posted by WaterLink
Baton Rouge
Member since Sep 2015
17356 posts
Posted on 2/27/24 at 11:54 am to
quote:

It should be a felony to drive without insurance. First time offenders, 90 day jail time.


Sad thing is, cops don't even care if a vehicle is even registered anymore. I see cars all over BR almost every day that don't even have a license plate or a temp tag. I've even seen cops pass by such cases and if it's noticeable to me, it sure has to be noticeable for them. Yet they don't pull them over and let them go on their merry way. It doesn't make sense to me.

Get all the unregistered and uninsured drivers off the road and I'll bet every cent I got in the bank that claims drastically decrease which in turn will lower premiums across the board. All that happens to them now is their license gets flagged at the DMV but they have no problem being unregistered and uninsured, so being unlicensed isn't going to deter them either. Jail time might seem steep but it'll be a much more effective deterrent than any deterrents that exist currently.
Posted by Wabbit7
Member since Aug 2018
1144 posts
Posted on 2/27/24 at 12:15 pm to
quote:

Sad thing is, cops don't even care if a vehicle is even registered anymore. I see cars all over BR almost every day that don't even have a license plate or a temp tag. I've even seen cops pass by such cases and if it's noticeable to me, it sure has to be noticeable for them. Yet they don't pull them over and let them go on their merry way. It doesn't make sense to me.


I don't understand this at all. I remember growing up going with my grandfather to renew registration and him explaining to me how much trouble you could get in if you didn't keep up with her registration and plate etc. Now people drive without one even on the vehicle and nothign happens.

Police don't enforce damn near anything since 2020.
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