re: Social Security/State Pension

quote:

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If your Mawmaw is full retirement age she will get 100% of your Pawpaw's SS benefits.

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Technically she’ll get her SS and then a survivor benefit that will make her total benefit equal to her husband’s. She will effectively lose the lower amount of SS income from a gross standpoint, but they’re still calculated individually. It can have an impact on the WEP and GPO calculations.