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re: Inherited IRA Question
Posted on 2/1/24 at 3:43 pm to HoustonChick86
Posted on 2/1/24 at 3:43 pm to HoustonChick86
You won't pay penalty but taking it all in one year means you pay more ordinary income tax on it.
Couple questions come up, what's the interest rate on the student loan? Do you max out your IRA each year? Do you have a retirement plan at work?
Seems like the answer depends on a lot of factors. Do you want to use it to boost your future savings, or are you more worried about now? There's probably somewhere in between as well.
Couple questions come up, what's the interest rate on the student loan? Do you max out your IRA each year? Do you have a retirement plan at work?
Seems like the answer depends on a lot of factors. Do you want to use it to boost your future savings, or are you more worried about now? There's probably somewhere in between as well.
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