re: Claiming dependents

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Either way it won't lower your tax burden by a helluva lot. It'll lower your taxable income but your over all tax bill won't be much less...may not be worth the discussion.

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What? Healthcare premiums should be deducted prior, so yeah, taxable income would be lower, but also claiming the kids is a refundable tax credit which reduces the your tax liability

Go to the IRS site and read this