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re: Welp - Got My Homeowners Insurance Renewal Today. 52% Increase in Premiums.
Posted on 1/3/24 at 12:02 pm to Bucktail1
Posted on 1/3/24 at 12:02 pm to Bucktail1
quote:
The agents don’t set the rates moron
Really??? I had no idea. Thanks for clearing that up.
No kidding they don't set it, but the rates are set so everyone can get a piece of the pie and get paid handsomely for it.
2
Posted on 1/3/24 at 12:31 pm to riverparish
You really have no clue what you are talking about
This post was edited on 1/3/24 at 12:32 pm
Posted on 1/4/24 at 10:26 pm to riverparish
quote:
everyone can get a piece of the pie and get paid handsomely for it.
What do you consider “paid handsomely?” New home/auto sales commissions are between 6-13% depending on the company, renewals average <2% if at all. Got to bust your arse to get and keep customers, and that’s if you’re the agent. Producers could make more stocking grocery store shelves starting out. Vast majority of folks wash out.
Companies and agents know that for every 100 cold calls they make, they may get 10 quotes and 1 sale. They know that you’ll spend an average of 0.5sec looking at their mailer, if you open the envelope at all, before you bin it. The math is pretty easy to figure out how many thousand calls you probably need to make an OT baller salary. It is absolutely a grinding numbers game, and you have to be too scared or stupid to quit when you start.
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