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re: Need Some Help - Travel Credit Cards
Posted on 10/15/23 at 8:40 am to lovethetigers7
Posted on 10/15/23 at 8:40 am to lovethetigers7
quote:
My wife is a HUGE budget stickler and already doesn’t like the idea of us paying the $95 annual fee for the United card. There is no way she would go for that high of an annual fee for the Saphire unfortunately
You definitely need to look at your budget to decide. However, given the Reserve card's 2 additional points per dollar on travel & dining, and valuing those points at a minimum of 1.5 cents (booking travel through Chase), it only takes a yearly spend of $8300 for travel and dining to pay for itself. Any spend over that is profit. This is not even taking into account the value of the sign-up bonus points or the other additional perks (entry into Priority Pass travel lounges, rental car insurance, reimbursement for TSA PreCheck, etc).
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