re: School loan repayment begins Oct 1st. Students are scrambling to set up loan repayment.

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I specifically said I don’t want to do either of those things.

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You also specifically said "If I have to choose one of the two."

What's up with people acting like they didn't say what they obviously said?

"If I have to choose between you being a moron or being dishonest, I'm going with you being a moron. I mean, you're probably neither, you probably just aren't thinking carefully about what you're posting, but it seems like you're determined to keep posting like this, so if I have to choose, I'm going with moron."

That's basically what you posted. I'm somehow being unreasonable for pointing out that there are other options besides you being dishonest or being a moron?