re: I could consider a LIMITED student loan relief program, under one condition: Fix it.

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you can partially do that today

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Basically this. I've been out for 10 years and even then, it was damn near impossible for me to work enough to cover school, and that was with tops and living w/ parents.

Long gone are the days of making enough in the summer to cover 2 semesters. I think the total cost of my degree was just under $90k, with ~ 35k covered by tops. It's tough for a kid to make enough to cover that and car/insurance/repairs/etc in 5 years. I had to take out a loan to get it all done and I worked my arse off year round. The fees were as much as the tuition if I remember right.