re: Physical cash on hand

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I did something similar at the start of Covid. Regardless of one's beliefs about Covid, there was uncertainty in the world about what could happen. I don't have as much locked away now but still carry a fair amount in a couple of banks, Most of the experts in this thread likely don't have much money. And truthfully, I might have had similar responses as some of the posters in my earlier years. Everything is relative to your current situation as to what is best for you.

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