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re: Any advice on a Personal Liability Policy vs an Umbrella?
Posted on 6/9/23 at 5:34 pm to Klondikekajun
Posted on 6/9/23 at 5:34 pm to Klondikekajun
They are the same thing.
Personal liability policy is the official name.
Umbrella is the layman vernacular.
Personal liability policy is the official name.
Umbrella is the layman vernacular.
1
Posted on 6/10/23 at 8:03 am to meansonny
quote:False.
They are the same thing.
Personal liability policy is the official name. Umbrella is the layman vernacular.
Personal liability isn’t going to pay anything if its related to an accident in a vehicle or boat. You can have a personal liability policy without an umbrella, but umbrella requires the personal liability coverage because the PL acts as primary coverage with the umbrella only kicking in if the PL policy pays out max limits
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