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re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted on 5/22/23 at 2:56 pm to Jim Rockford
Posted on 5/22/23 at 2:56 pm to Jim Rockford
quote:
I live 200 miles from the coast. Laura put us out of power for 9 days. Almost everyone had roof damage and many homes had trees on or through them.
My current plan is to build a house in northern St. Tammany. I'm planning on putting a metal roof and as much structural resilience as possible. Will that be enough?
This post was edited on 5/22/23 at 2:57 pm
3
Posted on 5/22/23 at 3:02 pm to swampwiz
quote:
My current plan is to build a house in northern St. Tammany. I'm planning on putting a metal roof and as much structural resilience as possible. Will that be enough?
St Tammany got rocked hard by Ida.
Posted on 5/22/23 at 5:14 pm to swampwiz
quote:
My current plan is to build a house in northern St. Tammany. I'm planning on putting a metal roof and as much structural resilience as possible. Will that be enough?
I talked to my roofer about a metal roof. He said no company will give much of guarantee/warranty on a metal rough due to all the maintenance that is required.
Posted on 5/22/23 at 7:28 pm to swampwiz
quote:For a hurricane if you put it in a spot that doesn’t flood?
My current plan is to build a house in northern St. Tammany. I'm planning on putting a metal roof and as much structural resilience as possible. Will that be enough?
Probably.
Not for a tornado though.
And Louisiana is a shite domicile for writing insurance, reputable firms go elsewhere because the squeeze in Louisiana is not worth the juice to them.
Mississippi, Alabama, or Texas are better climates for insurance companies.
That’ll be reflected in their rates for similar risk areas.
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