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Message
Posted on 5/15/23 at 12:28 pm to Dgarne2
quote:
Average balance of $5733 at over 20% APR. amazing
My 1st year of college I was living at home. VISA sends me a pre-approved card. Young, dumb and full of cum, I ran up 1500 on it and was paying the minimal $10/month.
My dad and I share the same name (Jr/Sr.) and parents mistakenly opened my credit card bill thinking it was their mail.
They sat me down and explained how it would be impossible to ever pay the card off by paying the minimal 10/month. They paid off the card and asked me to never use credit cards again.
That was 28 years ago and I have never owned a credit card since.
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