re: Homeowner’s Insurance is collapsing in LA - UPC gone, Cajun now gone - rates up 40%

quote:

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I should claim this $5,000 claim” but get all bent out of shape when their rate goes up or they get cancelled at the next renewal.

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So at what point do you decide that it is not worth spending 5-10 thousand on insurance a year and you get nothing in return when you do have an event that you need it and they drop you for making a claim or the company goes out of business.