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re: IMO, best place to park cash...
Posted on 3/20/23 at 3:02 pm to Big Scrub TX
Posted on 3/20/23 at 3:02 pm to Big Scrub TX
There are multiple HY savings accounts available with 4% rates. No fees and can move whenever. Seems like the easiest IMO. Especially if you are under 250k.
Posted on 3/20/23 at 3:58 pm to TigerMan327
quote:How is that better than getting paid more in a liquid security? (Not sure what everyone's transaction fees are, but at my brokerage, I only have to pay for mutual fund trades, so ETFs are free).
There are multiple HY savings accounts available with 4% rates. No fees and can move whenever. Seems like the easiest IMO. Especially if you are under 250k.
Is moving money around in bank accounts (especially if you have to perpetually rate shop across institutions) actually easier than just buying and selling one ticker symbol? Doesn't strike me as so. I hate dealing with banks.
Posted on 3/22/23 at 12:36 am to TigerMan327
quote:
There are multiple HY savings accounts available with 4% rates. No fees and can move whenever. Seems like the easiest IMO. Especially if you are under 250k.
Recommended HYSA?
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