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re: How much do you have built up in CC points/rewards?

Posted on 3/6/23 at 8:23 pm to
Posted by Twenty 49
Shreveport
Member since Jun 2014
18910 posts
Posted on 3/6/23 at 8:23 pm to
One Visa card is set for a statement credit every time cash back builds to $25.

Discover, I keep a few hundred in cashback balance to trade in for Lands End gift cards as needed. They give you a little extra, like spend $90 in cashback and get a $100 e-card.

One Visa, I have let cashback build to about $1,800. It’s dumb because I earn no interest on the cashback sitting there, but I’m saving it to apply to the balance after a vacation later this year, to take some sting out of that big bill. Financially dumb perhaps, but it’s a psychological benefit.
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