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re: Social Security - Help me understand better
Posted on 2/9/23 at 2:00 pm to AwgustaDawg
Posted on 2/9/23 at 2:00 pm to AwgustaDawg
quote:and even then, if your spouse also has SS, you have to pick the higher of the two. Spouse does not get both.
you can not will it to a successor other than your spouse should you choose a lower benefit amount to begin with.
1
Posted on 2/9/23 at 2:22 pm to Diamondawg
quote:
quote:
you can not will it to a successor other than your spouse should you choose a lower benefit amount to begin with.
and even then, if your spouse also has SS, you have to pick the higher of the two. Spouse does not get both.
Good point and one more example of how social security is as much a linebacker as it is an investment. Were it an investment a spouse would reap the entirety of their ROI. That is not the case with social security, benefits are limited by law. If you take a lower benefit initially though your spouse will continue to receive benefits after you die even if they never paid a penny in.
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