re: Social Security - Help me understand better

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The reason SS is going bankrupt is because 49% of the population pays no income taxes. Meaning, they do not contribute to social security.

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I understand what you’re trying to say, but you’re just flat out wrong here.

If someone has a W-2 job, they’re paying into social security (unless they’re covered by a government pension). That person might not have to pay income tax because their salary is less than the standard deduction, but they’re still paying payroll taxes along with their employer.