re: "How dare you cut SS and medicare! I deserve what I paid in!" Your terms are acceptable

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I think the ones who haven't prepared for their golden years can pool their cash and room together like they did in college.

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I think we're going to start seeing more and more American seniors retiring in Mexico, Central and South America, or Southeast Asia. To be honest, I'm kicking the idea around myself. $5K/month in retirement income puts someone in the top 1% of income earners in the Philippines. That gets you a nice house in a gated community, a maid, a gardener, a cook, and a driver.