re: How many of you follow Dave Ramsey's advice for everything?

My early days when I knew nothing about handling money, DR was a great way to start off. I do not follow all of his advice and do believe that there are some subtle things that could be changed/updated. However, I believe being debt free, living on less than you make, consistent investing over a long time, avoiding “get rich quick”, are all philosophies that most Americans would benefit from following as best as possible.

To all the detractors, Dave Ramsey has helped more people in regards to money management than everyone in this thread combined. I respect him for that.