re: Pope (emeritus) Benedict has died

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Oh, a cocky Catholic, one true Church kinda fella. Nothing worse.

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Ah, a cocky Protestant, one Holy Spirit inspired true interpretation of scripture which somehow led to 20,000 different denominations kinda fella.

Nah, just a convert who knows the argument from both sides and understands that Catholicism is true and doesn't beat around the bush about it.

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So, what’s the point of an indulgence. Has it no effect? Or does the prior forgiveness have no effect?

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Understanding that, although our sins are forgiven due to Christ, temporal punishment for those sins can still remain. Indulgences can help reduce the severity of those temporal punishments.

Emphasis on the temporal part.