re: What % of your income goes to Mortgage?

Single income

Mortgage only:
12.5% of gross
19.5% of net

Mortgage plus mandatory HOA:
18.5% gross
29% net


But I so put almost 15% gross into retirement/HSA pretax so I'm deducting a pretty sizable chunk before net income.

Additionally, my mortgage and HSA for a 2/2 townhouse is only about $250 a month more than I was paying in rent for a 1/1 apartment that wasn't nearly as nice.

This is going to be totally dependent on where you live, single or dual income, and other expenses. Even with my mortgage expense being fairly high, I still save a well above average pee tax and 40-50% of net after all expenses.