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re: When to pay off the mortgage
Posted on 9/16/22 at 8:35 am to Realityintheface
Posted on 9/16/22 at 8:35 am to Realityintheface
quote:
If I was going to retire and it was the home I was going to stay in for decades, I would pay it off. I pay extra now to have the mortgage paid off on my retirement target date. Peace of mind with not having a mortgage in retirement has intrinsic value to me.
I'm with you. While I have a low interest rate, I put a certain amount extra that pays off the house when my daughter turns 18. I can technically retire then too but if I'm still enjoying the work then I'll continue. It may not technically be maximizing the dollar the most, but like you said, targeted goals along with peace of mind.
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