re: 529 START Funds

I did the same. 100 per month into both kids account for 18 years. Both ended up with around 50k. Not enough for LSU BR for 4 years if you live on campus. But my kids found smaller state schools where the scholarships cover most expenses. They will both have cash left over. Make sure you open both accounts with the same owner because you can move funds between beneficiaries. This helps if one child gets more scholarships or one chooses a less expensive school than the other.